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About Us
SFC Bank is a local full-service bank which strives to have a positive impact through volunteerism, philanthropy, and a responsible approach to financial services. Learn more about our leadership, loan officers, and personal bankers that are responsible for our relationship driven customer service and superior financial strength and performance.

Alert: Massive Unemployment Scam Reported
Reports are circulating about a well-organized, large scale fraud ring involving multiple state unemployment insurance programs

American Rescue Stimulus Payment
Curious as to when and if you will receive a third stimulus check? Review here.

Apply Now
Thank you for your consideration in working with SFC Bank for your mortgage loan! Here you will be able to refinance or apply for a new loan today.

Auto Equity Loan

Auto Loan
Use this calculator to help you determine your monthly car loan payment or your car purchase price!

Bank Holidays
SFC Bank and the Federal Reserve will be closed on the dates listed here.

Bill Pay
Pay bills, schedule one-time or automatic recurring payments, set up bill reminders through Personal Online Banking or through our Mobile App at no charge.

Business

Business Online Banking

Business Online Banking 2021 Enhancements
We are upgrading our online banking system on July 27, 2021. Overall the system will look the same, but additional functionality is now available.

Buy vs. Lease
Use this calculator to determine if leasing or buying a car is a better value for you!

Calculators
These interactive calculators are made available to you as self-help tools for your independent use.

Checkbook
Use this calculator to balance your checkbook!

Checking
Learn more about the various business checking accounts that SFC Bank offers.

Checking
With SFC's various checking account options, you have the freedom to choose an account that fits both your lifestyle and your financial needs.

ClickSWITCH™
ClickSWITCH is the fast, secure and free way to switch your automatic payments and direct deposits when you open a new bank account.

College Savings
Use this calculator to help develop or fine-tune your education savings plan!

Commercial Loans
At SFC, we make sure you get what it takes to keep your business on the fast track to success. Talk to one of our Commercial Bankers to learn more about the loans we offer businesses today!

Consolidate
Use this calculator to help determine if debt consolidation is right for you!

Corporate Donation Policy
SFC Bank feels a strong responsibility to support non-profit organizations which enhance the quality of life in the Springfield area. All requests for funds must be supported by a formal written request which includes a history of the organization, its leadership, and purpose of the funds.

COVID-19 Resources
Here you will find helpful resources and information about the coronavirus and what SFC Bank is doing to keep our staff, clients and community safe.

COVID-19 Update
Due to the increased precautions and closures established statewide and the recommendations from the Centers of Disease Control and Prevention (CDC), access to our lobby will be limited to appointment only until further notice.

Credit Cards
SFC's business credit cards will help your business thrive. Each card includes the convenience, reliability, and flexibility you expect from your local bank.

Credit Line
Use this calculator to determine the home equity line of credit amount you may qualify to receive!

Credit Sense
Monitor and check your credit score free 24/7 with Credit Sense.

Darksite

Debit & ATM
Learn more about the debit and ATM card services SFC Bank has to offer.

Deposit Rates
With SFC's various account options, you have the freedom to choose a plan that fits both your lifestyle and your financial needs. Review the most up to date deposit rates here.

Discover More

Employment Opportunities

Employment Opportunities
We would love for you to join our SFC Bank team! Your opinion matters here. We have a clear vision and are extremely focused on setting goals.

ESG
With numerous programs and activities aligned with the ESG framework, we continue to develop and enhance our long-term plan for the future.

eStatements
To better manage your finances, here's how to securely view your monthly eStatement through Online Banking.

FDIC EDIE
This link will redirect you to the FDIC Electronic Deposit Insurance Estimator (EDIE).

Forms
Here you will find the SFC Bank Corporate Support and Donation Policy, and Personal Financial Statement.

Fraud Prevention Services
Our Fraud Prevention Services include Positive Pay, ACH Fraud Monitoring - Laru vision™, and ACH Blocks and Filters

Happy Holidays From SFC Bank
May the holiday spirit be with you and your family today and throughout the New Year.

Health Savings Account
What is a Health Savings Account? The Health Savings Account (HSA) is a tax advantage savings plan available to taxpayers in the United States who are enrolled in a High Deductible Health Plan (HDHP) and are used to cover current and future medical expenses.

Home Budget
Use this calculator to determine where your money is being spent and how much you have left to save!

Home Loan Center

Homepage
SFC Bank is a local full-service bank which strives to have a positive impact through volunteerism, philanthropy, and a responsible approach to financial services. SFC is dedicated to meeting the financial needs of the surrounding community and exceeding expectations of customers. In July 2018, Springfield Bancshares, Inc., the holding company of SFC Bank, completed a merger with QCR Holdings, Inc. With the addition of SFC Bank, QCR Holdings has 27 locations in Illinois, Iowa, Wisconsin, and Missouri. To learn more about SFC Bank, please call 417.882.8111 or visit us online at SFCbank.com. Member FDIC. Equal Housing Lender.

Information Management
Balance your account(s) on a daily, weekly or monthly basis, with our automated Account Reconciliation service. Quickly and accurately reconcile checks and improve audit control by documenting and verifying disbursements.

Internet Gambling
As a customer of SFC Bank, please keep in mind the Unlawful Internet Gambling Enforcement Act as these restricted transactions are prohibited.

Leadership
Meet our SFC Bank Leadership team.

Learn more about your credit score with Credit Sense
Credit Sense is a free service to help you understand your current credit score. It also gives you access to your full credit report, provides credit monitoring alerts, shows you how you can improve it and helps you learn ways to save money.

Loan Assistants
Meet our SFC Bank Loan Assistants.

Loan Officers
Meet our SFC Bank Loan Officers.

Loans
Looking for loan options that are customized to you and your needs? Learn more about what SFC Bank can do for you by talking with our consumer lenders today.

Locations & Hours
Here you will find the locations of our branches and their corresponding hours.

Lost or Stolen Debit Card
Here you will find information on who to contact if you lose or have your card stolen.

Mobile Banking App
Our free mobile banking app lets you pay bills, make deposits, check balances, transfer funds, set up alerts, send person-to-person payments through Zelle® from supported Apple® and Android® mobile phones.

Mobile Banking FAQs
Here you will find FAQs about our Mobile Banking App.

Mobile Banking Security
Here you can find the security standards for SFC's Mobile Banking App.

Mobile Deposit
Learn how to deposit checks into your account with your smartphone.

Mortgage Comparison
Use this calculator to compare a 15-year mortgage vs. a 30-year one and let us help you decide which mortgage term is better for you!

Mortgage Lenders
SFC Bank Lenders

Mortgage Payoff
Use this calculator to find out how much interest you can save by increasing your mortgage payment!

Mortgage Qualifier
This calculator steps you through the process of finding out how much you can borrow for your mortgage.

Mortgage Rates
With SFC's various mortgage options, you have the freedom to choose a plan that fits both your lifestyle and your financial needs. Review the options and rates here.

Mortgage Rates
With SFC's various mortgage options, you have the freedom to choose a plan that fits both your lifestyle and your financial needs. Review the options and rates here.

Mortgage Refinance
Use this calculator to sort through the confusion and determine if refinancing your mortgage is a sound financial decision!

Mortgage Rent vs. Buy
This calculator helps you weed through the fees, taxes and monthly payments to help you decide between renting or buying a home!

Online / Mobile Banking
Conveniently and securely access your accounts with SFC's Online and Mobile Banking services. Learn more about them here.

Online Security
SFC Bank understands how important privacy and security are to you not only in your banking, but also in your everyday life. We do our best to maintain the highest levels of security to protect your information. We also want to arm you with information that you can use to keep up with cyber-criminal scams.

Pay Off CC
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals!

Paycheck Protection Program
Important information about the Paycheck Protection Program (PPP) under the CARES Act. Learn more and access our online application and forgiveness portal.

Paycheck Protection Program Portal
The tools you need to navigate the Paycheck Protection Program at the time of application all the way to final forgiveness of your loan.

Payment & Disbursement Services
Our Payment & Disbursement Services include Bill Pay, Credit Cards, Control Disbursement, Sweep Accounts, Wire Transfers, and Zero Balance Account (ZBA).

Payment Exchange
Payment Exchange fees, terms and conditions, and enrollment options.

Payment Exchange
Payment Exchange takes everything you love about traditional checks and combines it with the speed and ease of email. Check payments delivered in minutes, not days!

Payment Options
Use this calculator to determine your loan amounts and monthly payments!

Personal

Personal Bankers
Meet our SFC Bank Personal Bankers.

Personal Credit Cards
SFC's personal credit cards will help your spending flexibility. Each card includes the convenience, reliability, and flexibility you expect from your local bank.

Personal Online Banking
Securely manage your personal finances 24 hours a day, 7 days a week with the convenience of our Personal Online Banking

Personal Online Banking FAQs
Online and Mobile Banking FAQs addressing how to enroll, accessing accounts, Bill Pay, and more.

Privacy
View SFC Bank's Privacy Notice.

QCRH Named Top 50 Community Bank by S&P Global
SFC Bank's Parent Company, QCR Holdings, Inc., Named Top 50 Community Bank by S&P Global.

Quicken Quick Books Direct Connect
Improve your Personal Online Banking account’s one-step update connection type from Express Web Connect to Direct Connect.

Rates
With SFC's various account options, you have the freedom to choose a plan that fits both your lifestyle and your financial needs. Review the most up to date deposit rates here.

Receivables Management
Our Receivables Management includes ACH services, Cash Processing, Lockbox Services, Merchant Processing, and Remote Deposit

Remain Vigilant for Scams Related to COVID-19
Several government agencies and our Phishing vendor are issuing warnings for us to remain vigilant for scams related to Coronavirus Disease 2019 (COVID-19). Cyber actors are taking advantage of the situation and sending emails with malicious attachments or links to fraudulent websites to trick victims into revealing sensitive information or donating to fraudulent charities or causes.

Retirement Plan
Use this calculator to help you create your retirement plan!

Roth Transfer
Use this calculator to estimate the change in total net-worth, at retirement, if you transfer your Traditional IRA into a Roth IRA!

Roth vs. Regular
Use this tool to determine which IRA (Roth IRA or the Traditional IRA) may be right for you!

Savings
SFC Bank offers multiple savings account options to make it easier to save for your future.

Savings
Compare our business savings accounts and find out which option is the right fit for your business.

Savings
Use this calculator to find out what it will take to help you reach your savings goals!

Search

Services Agreement and Disclosure
Review our Business Online Banking Master Agreement is a part of the Treasury Management Agreement (“Agreement”) entered into between Client and Bank and applies to each Service in which Client enrolls.

SFC Bank Announces New Board Member
SFC Bank proudly welcomes Tim Stack to the Board of Directors.

SFC Bank Card Control
Card control is a free app that allows you to instantly change the settings on your SFC-issued debit card. Learn more here.

SFC Welcomes Brian Zumwalt
SFC is proud to welcome Brian Zumwalt to the role of Vice President of Consumer Lending. With over 22 years in the financial industry, Brian will oversee retail lending efforts for the bank.

SFC Welcomes Bryan Jones and Andrea Gill
With a renewed commitment to growth, SFC Bank welcomes new Commercial Banking Officer and Marketing and Events Planner. Learn more about their roles and the unique skills they bring to our team!

SFC Welcomes Charloute M. Marmouget
SFC is proud to welcome Charloute Marmouget to the role of AVP Banking Center Manager. Learn more about her role and the unique skills she brings to our team!

SFC Welcomes Three New Team Members
With a renewed commitment to growth, SFC Bank welcomes a Chief Credit Officer, CRA/Fair Lending Officer, and Assistant Banking Center Manager. Learn more about their roles and the unique skills they bring to our team!

SFC Welcomes Zilian Falig
SFC is proud to welcome Zilian Falig to the role of Assistant Banking Center Manager. Learn more about her role and the unique skills she brings to our team!

Simple Loan
Use this calculator to help you figure out how much your monthly payment on your simple loan will be.

Small Businesses Scam Alert
Small Businesses are being targeted through spoofed SBA COVID-19 relief webpage. Read more to learn how the Cybersecurity and Infrastructure Security Agency says to protect yourself from the scam.

Social Media Policy
View SFC Bank's Social Media Policy Notice.

Stephanie Callahan Promoted to Senior Vice President
SFC Bank is pleased to announce that Stephanie Callahan has been promoted to Senior Vice President.

Team Members
Unsure who to contact, review our staff directory here.

Terms
Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on the SFC Bank website. View all the SFC Bank website terms and conditions here.

Thank You
Thank you for contacting us. Your inquiry is important to us, and we will reach out to you as soon as we are able.

Treasury Management
Our Treasury Management team provides the most up-to-date electronic services, while still offering a personalized approach to banking. Learn more our services here.

Treasury Management Team
Meet our Treasury Management team.

Video Tutorials
Access our video tutorial library to help you get started or navigate some of our most popular products and service.

Website Notices
Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on the SFC Bank Company web site.

When will I get my stimulus check?
Curious as to when and if you will receive a stimulus check? Review here.

Where To Start
When applying for a home loan, you can speed the application and approval process by bringing the following information listed on this page.

Zelle is Here!
We are pleased to announce that Zelle® is now a part of your online banking! Learn more about it here.

Zelle®
Zelle® is a fast, safe, easy and contact-free way to send and receive money with friends, family and others you trust.