SFC Bank has a variety of home loan options which include:
- Fixed Rate Mortgages - A mortgage in which the interest rate and payments remain the same for the life of the loan.
- Adjustable Rate Mortgages - A mortgage in which the interest rate is adjusted periodically according to a pre-selected index.
- Jumbo and Super-Jumbo Mortgages- Available with fixed or adjustable rates.
For more information about our Mortgage options, please contact us!
*All loans and lines of credit are subject to credit approval and program guideline requirements.
|Conventional 30 Year Fixed||3.625%||3.697%|
|Conventional 15 Year Fixed||3.125%||3.204%|
|FHA 30 Year Fixed||3.25%||4.128%|
|VA 30 Year Fixed||3.25%||4.19%|
|Jumbo 30 Year Fixed||3.75%||3.79%|
|Jumbo 15 Year Fixed||3.125%||3.195%|
Rates are effective 1/3/2020 and are subject to change without notice.
*Annual Percentage Rates (APR) are quoted for primary and secondary residences only with a minimum credit score of 740, loan amount of $200,000, and 20% down payment. Jumbo loans are defined as loan amounts $484,350 - $900,000. For example: a 30-year fixed rate loan of $200,000 at 4.50% will have principal and interest of $1,013.37 per month. Payment example does not include taxes and insurance premiums, therefore payment obligation will be greater. Rates quoted are for the above listed programs only.