Mortgage Options*

SFC Bank has a variety of home loan options which include:

  • Fixed Rate Mortgages - A mortgage in which the interest rate and payments remain the same for the life of the loan.
  • Adjustable Rate Mortgages - A mortgage in which the interest rate is adjusted periodically according to a pre-selected index.
  • Jumbo and Super-Jumbo Mortgages- Available with fixed or adjustable rates.

For more information about our Mortgage options, please contact us!

 *All loans and lines of credit are subject to credit approval and program guideline requirements.

Loan Type Rate APR*
Conventional 30 Year Fixed 3.625% 3.697%
Conventional 15 Year Fixed 3.125% 3.204%
FHA 30 Year Fixed 3.25% 4.128%
VA 30 Year Fixed 3.25% 4.19%
Jumbo 30 Year Fixed 3.75% 3.79%
Jumbo 15 Year Fixed 3.125% 3.195%

Rates are effective 1/3/2020 and are subject to change without notice.
*Annual Percentage Rates (APR) are quoted for primary and secondary residences only with a minimum credit score of 740, loan amount of $200,000, and 20% down payment. Jumbo loans are defined as loan amounts $484,350 - $900,000. For example: a 30-year fixed rate loan of $200,000 at 4.50% will have principal and interest of $1,013.37 per month. Payment example does not include taxes and insurance premiums, therefore payment obligation will be greater. Rates quoted are for the above listed programs only.