CDs and IRAs**
Type Rate APY* Minimum Opening Balance* Minimum Balance
Required in Order to Earn Disclosed APY
7-30 Day CD 0.30% 0.30% $1000 N/A
50 Day CD (For customers 50+) 0.30% 0.30% $1000 N/A
60 Day CD 0.30% 0.30% $1000 N/A
91 Day CD 0.30% 0.30% $1000 N/A
182 Day CD 1.50% 1.51% $1000 $1,000.00
12 Month CD 1.75% 1.76% $1000 $1,000.00
18 Month CD 1.90% 1.92% $1000 $1,000.00
24 Month CD 1.90% 1.92% $1000 $1,000.00
36 Month CD 2.00% 2.02% $1000 $1,000.00
48 Month CD 2.25% 2.27% $1000 $1,000.00
60 Month CD 2.25% 2.27% $1000 $1,000.00
12 Month IRA CD 2.00% 2.02% $1000 $1,000.00
18 Month IRA CD 2.00% 2.02% $1000 $1,000.00
18 Month Variable IRA CD 2.00% 2.02% $1000 $1,000.00
24 Month IRA CD 2.25% 2.27% $1000 $1.000.00
36 Month IRA CD 2.25% 2.27% $1000 $1,000.00
Checking Accounts
Type Rate APY* Minimum Balance
Required in Order to Earn Disclosed APY
Interest Checking 0.30% 0.30% N/A
Senior Checking 0.30% 0.30% N/A
Business Interest Checking 0.25% 0.25% N/A
Health Savings Account 2.25% 2.27% $100.00
Money Market Accounts
Type Rate APY* Minimum Opening Deposit Minimum Balance
Required in Order to Earn Disclosed APY
Personal Money Market 0.30% 0.30% $0.00 N/A
Business Money Market 0.25% 0.25% $0.00 N/A
Savings Accounts
Type Rate APY* Minimum Opening Deposit Minimum Balance
Required in Order to Earn Disclosed APY
Personal Savings 0.30% 0.30% $0.00 N/A
Business Savings 0.25% 0.25% $0.00 N/A

Rates accurate as of 12/1/2019. Rates Subject to Change.

* APY is annual percentage yield.
**A penalty may be imposed for early withdrawal and fees could reduce earnings. Rates on checking, savings & variable rate IRA & HSA may change after the account opens.