CDs and IRAs**
Type Rate APY* Minimum Opening Balance* Minimum BalanceRequired in Order to Earn Disclosed APY
7-30 Day CD 0.25% 0.25% $1000 N/A
50 Day CD (For customers 50+) 0.25% 0.25% $1000 N/A
60 Day CD 0.25% 0.25% $1000 N/A
91 Day CD 0.25% 0.25% $1000 N/A
182 Day CD 0.50% 0.50% $1000 $1,000.00
12 Month CD 0.75% 0.76% $1000 $1,000.00
18 Month CD 0.85% 0.86% $1000 $1,000.00
24 Month CD 0.95% 0.96% $1000 $1,000.00
36 Month CD 1.00% 1.01% $1000 $1,000.00
48 Month CD 1.00% 1.01% $1000 $1,000.00
60 Month CD 1.25% 1.26% $1000 $1,000.00
12 Month IRA CD 1.00% 1.01% $1000 $1,000.00
18 Month IRA CD 1.00% 1.01% $1000 $1,000.00
18 Month Variable IRA CD 1.00% 1.01% $1000 $1,000.00
24 Month IRA CD 1.00% 1.01% $1000 $1.000.00
36 Month IRA CD 1.00% 1.01% $1000 $1,000.00
Checking Accounts
Type Rate APY* Minimum BalanceRequired in Order to Earn Disclosed APY
Interest Checking 0.10% 0.10% N/A
Senior Checking 0.10% 0.10% N/A
Business Interest Checking 0.10% 0.10% N/A
Health Savings Account 1.00% 1.00% $100.00
Money Market Accounts
Type Rate APY* Minimum Opening Deposit Minimum BalanceRequired in Order to Earn Disclosed APY
Personal Money Market 0.10% 0.10% $100.00 N/A
Business Money Market 0.10% 0.10% $100.00 N/A
Savings Accounts
Type Rate APY* Minimum Opening Deposit Minimum BalanceRequired in Order to Earn Disclosed APY
Personal Savings 0.10% 0.10% $100.00 N/A
Business Savings 0.10% 0.10% $100.00 N/A

Rates accurate as of 10/1/2020. Rates Subject to Change.

* APY is annual percentage yield.
**A penalty may be imposed for early withdrawal and fees could reduce earnings. Rates on checking, savings & variable rate IRA & HSA may change after the account opens.