Money Market Accounts
- Premium interest rates.
- Federal regulations limit the number of debits or checks to six per statement cycle. No limit on in person withdrawals or transfers. $10 excess w/d fee, per item.
- Maintain a $1,000 minimum daily balance or $2,500 average balance and the $10 service charge will be waived.
- Earns a competitive interest rate.
- Maintain a $100 minimum daily balance and the $6 quarterly service charge will be waived.
- Free to minors under 18.
- Unlimited deposits and 6 withdrawals per month. Excess withdrawal fee is $1 per item.
Certificates of Deposit - CDs
- Choice of maturities ranging from 7 days to 5 years.
- $1,000 minimum opening deposit.
Individual Retirement Accounts - IRAs
- IRA Certificates of Deposit terms of 12 months, 18 months, 2 years and 3 years fixed ($1,000 minimum opening deposit).
- IRA Certificates of Deposit term of 18 month variable ($100 minimum opening deposit)
Health Savings Accounts - HSAs
- 18 months variable term
Rates on all savings account options are available at the bank and SFCbank.com.