Loans

Home Equity Lines of Credit

Use the equity you have in your home to help with home remodeling, purchasing a new vehicle, consolidating higher interest debts and more.

• Minimum loan amount $5,000.
• Interest may be tax deductible.
• Consult with your tax advisor regarding tax deductibility.

Community Mortgage Loan*

• Available to first-time home buyers.
• No required mortgage insurance.
• 3% Down payment required.
• Credit Score of 650 or higher.
• Appraisal fee paid by bank.

_{*This specialized in-house mortgage program is for first-time homebuyers looking to purchase homes in LMI tracts. All income must be verified and documented within 10 days of closing. Do not need to be a SFC Bank client. However, must obtain mortgage with SFC Bank to qualify. Household income must meet qualifications. Additional qualifications may be required.}

Installment Loans

• Auto
• Boat
• RV
• Home Improvement

Construction Loans

• Quick and easy approval process.
• Friendly and knowledgeable lenders.
• Competitive terms and rates.

_{SFC Bank is an Equal Opportunity Lender. All loans and lines of credit are available with approved credit.}