Lines of Credit

For operational needs and equipment purchases, SFC Bank offers:

  • Seasonal Operating Lines – ideal for when you have a strong capital base, but need extra liquidity to meet peak season cash needs.
  • Asset-based lines – crafted for profitable companies that need to finance receivables and inventory throughout the year.
  • Equipment loans – get pre-approval of equipment purchases throughout the year.

Commercial Real Estate

Take advantage of our wide range of commercial real estate loans – whether you are financing, expanding, relocating, or initially buying business real estate property, we have financing options available for:

  • Acquisition and development.
  • Single family and multi-family construction.
  • Interim construction loans.
  • Construction loans with long-term financing.
  • Purchase loans for commercial buildings.
  • Refinancing of commercial buildings.

Business Term Loans

We know how important it is to be able to obtain a loan for working capital, equipment purchases, equipment leasing, expansion, or to finance an ownership change. We can help you obtain the money you need quickly, efficiently, and most importantly, tailored to your specific needs. We offer letters of credit for up to one year.

Guarantee Loan Programs

Small Business Administration (SBA) Loans offer short and long-term financing of your company’s fixed assets.